earn after your retire

Senior Citizen Savings Scheme or Post Office monthly income schemes give you a return rate of 8-9%. The flip side here is that your money gets locked for three years. While post office schemes give you income every month, returns from senior citizen savings schemes come every four months.
Fixed Deposits
While you can’t withdraw money from a fixed deposit, the monthly income plan of the FDs poses no such problem. The rate of interest on the senior citizen schemes is 8-9%, and on FDs it is 7-7.5%.
National Savings Certificates
If you are looking for tax-free investments, NSC could be your ticket. They give an 8% rate of return. You have to make a one-time investment for six years.
Public Provident FundsPPF is another tax saving investment option. You can invest up to Rs 70,000 per annum in PPF (5-year lock-in period). Even after five years you can withdraw only a part of your investment.